New Delhi: The central government is exploring the possibility of implementing a unified charger for electronic devices including smartphones and tablets across the country.

One charger policy will be implemented in Europe in 2024. Following this, the central government is looking at the possibility of implementing common chargers in India as well. As part of this, the central government called a high-level meeting on Wednesday.

Currently, different chargers are used for different smartphones, laptops, and tablets. The charger is also different depending on the phone of each company. The government is exploring the possibility of ending the use of multiple chargers and allowing all smartphones and tablets to use the same charger. As part of this, the government has invited representatives of various smartphone companies for discussion.

The government estimates that e-waste can be reduced by stopping the use of multiple chargers. Smartphones running on Android and iOS platforms have different chargers. If it is consolidated, only one charger will be enough. In Europe, the companies have been instructed to implement the reform so that they can use Type C chargers to charge all electronic devices, including mobile phones and laptops.

Srinagar:  Encounter between security forces and terrorists in Rajouri, Jammu & Kashmir. 3 troops were martyred in the attack. The encounter took place after terrorists tried to infiltrate the army camp at Pargal, 25 km from Rajouri.

Two terrorists were gunned down by the army in an encounter between security forces and terrorists. Five jawans were injured. The Indian Army has confirmed that the operation has now ended. At around 3:30 am, the terrorists attacked the military base located at Pargal in the Darhal area of Rajouri district.

The security forces foiled an attempt to attack by jumping over the wall of the military center. The terrorists and the army exchanged fire. Those who tried to infiltrate were shot dead by the soldiers.

Security forces cordoned off the area where the army base is located and began a detailed search for more terrorists. The army killed two terrorists in an encounter in Badgaon last day.

New Delhi: The Reserve Bank of India (RBI) has issued new norms and rules regarding digital lending transactions through apps and others.
RBI has decided to issue norms to ensure the advancement of digital services by considering the demands from various sectors. “These norms are based on the principle that only institutions regulated by the Reserve Bank or institutions authorized to grant loans under any other law can carry on lending business,” the RBI said in a notification.

Digital lenders are divided into three groups. i) Institutions regulated by RBI and permitted to carry on lending business, ii) Institutions not regulated by RBI but authorized to lend under other statutory/regulatory provisions, iii) Institutions lending outside the purview of any statutory/regulatory provisions.

The norms have been set based on input from a working group set up by the RBI to assess institutions involved in lending through online platforms and mobile applications. According to the new rules, all transactions and repayments related to loans should take place directly between the borrower’s bank account and the lending service provider. Fees and charges payable to the servicer as part of the loan-related process are to be paid by the regulatory body and not by the borrower, the notification said.

The order also clarified that the loan limit should not be increased without the consent of the borrowers. As per the norms, a standardized key fact statement (KFS) must be provided to the borrower before securing the loan agreement. The Annual Percentage Rate (APR) of all charges incurred in a year in respect of the digital loan must be recorded in the KFS.

The regulatory body should ensure that there is a nodal grievance redressal officer to address complaints related to digital lending. Details related to this officer should be provided on the website. Complaints should be resolved within 30 days. Only necessary information should be collected from the borrower. The RBI norms state that prior approval is also required for this. The final decision regarding the granting of permission for the provision of the information rests with the Borrower.

Samir Agarwal, CEO, and founder of EV financing company Revfin said he welcomes the recommendations of the RBI’s working group on digital loans. He added that the recommendations would bring transparency and credibility to digital lending while protecting consumer interests.

Patna: After a one-night break in Bihar, Nitish Kumar was sworn in again as Chief Minister. Nitish, who left the BJP and joined the Grand Alliance, is taking office as the Chief Minister of Bihar for the eighth time. RJD’s Tejashwi Yadav, who was the Leader of the Opposition till the last day, was also sworn in as the Deputy Chief Minister. Governor Fagu Chauhan administered the oath to both of them. The grand alliance is made up of Congress and Left parties.

This is the second time the Nitish-Tejashwi alliance has come to power in Bihar. The first grand coalition government led by Nitish and Tejashwi came to power in 2015. In 2017, Nitish left the alliance with the RJD and re-established ties with the BJP. Late on Tuesday, Nitish left the BJP alliance and formed an alliance with the RJD again.